Insurance, Fees, and Financial Wellness

Black Pearl Medical is a self-pay clinic. We do not bill commercial insurance plans directly through our practice.

However, patients who wish to use commercial insurance may do so by scheduling care through Headway (providers/juliet-gatobu), our trusted insurance partner platform, where Dr. Juliet Gatobu is an in-network provider.

Our Fee Structure

The following fees apply to self-pay services provided directly by Black Pearl Medical. We provide high-quality, integrated care that combines psychiatry, primary care, and wellness. For our private-pay patients or those using out-of-network benefits, our standard rates for psychiatric services are:

 

  • Initial Comprehensive Evaluation (60-90 minutes): $300
  • Standard Follow-up Session: $150
  • Initial Consultation: We offer a free 15-minute phone consultation to ensure we are the right fit for your needs before you commit to a full session.

Insurance Options

Using Commercial Insurance (via Headway)

Black Pearl Medical operates as a self-pay practice. For patients who prefer to use commercial insurance, Dr. Juliet Gatobu is available in-network through Headway, a secure third-party platform that handles insurance billing separately from Black Pearl Medical.

  • Insurance billing is handled directly by Headway
  • Appointments, claims, and co-pays are managed in the Headway system
  • Black Pearl Medical does not submit insurance claims
 
Schedule with Insurance via Headway
Self-Pay (Black Pearl Medical)

Patients who choose to receive care directly through Black Pearl Medical do so on a self-pay basis on JaneApp, allowing for transparent pricing, flexible care, and privacy.

Book an appointment VIA JANEAPP

Frequent Asked Questions (FAQ)

Black Pearl Medical is a self-pay clinic using JaneApp and does not bill insurance directly.

 

Yes. Patients may use commercial insurance by scheduling through Headway, where Dr. Gatobu is an in-network provider.

Clinical care remains the same.